Business finance category

Non-Bank Business Lenders

Browse Australian non-bank business lenders and specialist finance companies that may provide alternatives to traditional bank finance.

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Relevant lenders

These lenders are tagged for this category or closely related business finance products.

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BizCap

Unsecured business loansSecured business loans

BizCap provides flexible business finance options for Australian SMEs, including fast working capital and secured business lending pathways.

unsecuredsecuredfastworking capitalcash flow
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Prospa

Unsecured business loansFast business loans

Prospa is an Australian small business lender offering online business finance products for working capital and everyday business needs.

unsecuredfastonlineworking capitalcash flow
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HomeSec

Secured business loansFast business loans

HomeSec is a specialist business finance provider focused on property-secured lending, including second mortgage and short-term business loan scenarios.

securedfastsecond mortgagecaveatproperty secured
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Moula

Unsecured business loansFast business loans

Moula offers online business finance for Australian SMEs, with products designed around fast assessment and working capital needs.

unsecuredfastonlineworking capitalcash flow
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Lumi

Unsecured business loansFast business loans

Lumi provides business finance options for Australian small businesses, including fast working capital solutions.

unsecuredfastonlineworking capitalcash flow
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Shift

Cash flow financeTrade finance

Shift offers business finance products for Australian SMEs, with a focus on working capital, trade and equipment-related funding needs.

cash flowtrade financeasset financeequipment financeunsecured
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ScotPac

Invoice financeAsset finance

ScotPac is a specialist business finance provider known for invoice finance, asset finance and working capital facilities.

invoice financeasset financeequipment financecash flowtrade finance
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Earlypay

Invoice financeAsset finance

Earlypay provides invoice finance, asset finance and business funding options for Australian businesses.

invoice financeasset financeequipment financecash flowworking capital
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Banjo Loans

Unsecured business loansFast business loans

Banjo Loans offers business lending products for Australian SMEs seeking working capital and growth finance.

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Capify

Unsecured business loansFast business loans

Capify provides small business finance products with an online application pathway for working capital needs.

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OnDeck

Unsecured business loansFast business loans

OnDeck offers online business loans for SMEs, with a focus on speed, working capital and everyday business funding needs.

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Liberty

Secured business loansFirst mortgages

Liberty is a diversified lender offering business, commercial, asset and property-secured finance options.

securedfirst mortgagesecond mortgageasset financeequipment finance
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Pepper Money

Secured business loansFirst mortgages

Pepper Money is a specialist lender offering a range of property, commercial and asset finance solutions.

securedfirst mortgagesecond mortgageasset financeequipment finance
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Moneytech

Invoice financeTrade finance

Moneytech provides working capital, trade, invoice and equipment finance solutions for Australian businesses.

invoice financetrade financeequipment financecash flowasset finance
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Butn

Invoice financeCash flow finance

Butn offers business funding products with a focus on transactional, invoice and cash flow finance.

invoice financecash flowfastworking capital
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Judo Bank

Secured business loansBusiness finance Australia

Judo Bank is a business-focused bank offering SME lending and relationship-led finance options.

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Fifo Capital

Invoice financeTrade finance

Fifo Capital provides cash flow, invoice and trade finance options for businesses.

invoice financetrade financecash flowworking capital
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Octet

Trade financeCash flow finance

Octet offers supply chain, trade and working capital finance products for businesses.

trade financecash flowinvoice financesupply chainworking capital
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Valiant

Unsecured business loansSecured business loans

Valiant is a business finance marketplace and brokerage-style platform helping SMEs compare funding options.

marketplacebrokerunsecuredsecuredasset finance
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GetCapital

Unsecured business loansSecured business loans

GetCapital provides business finance options for SMEs, including working capital and asset-related lending.

unsecuredsecuredasset financeequipment financecash flow
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Grow Finance

Asset financeEquipment finance

Grow Finance provides asset finance and business funding solutions for Australian SMEs.

asset financeequipment financesecuredcash flowworking capital
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Assetline

Secured business loansFirst mortgages

Assetline provides property-backed lending options, including commercial and specialist secured finance.

securedfirst mortgagesecond mortgageproperty securedprivate lending
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Aquamore

Secured business loansFirst mortgages

Aquamore is a private credit and property finance provider offering commercial and development lending solutions.

securedfirst mortgagesecond mortgageprivate lendingproperty secured
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MaxCap

Secured business loansFirst mortgages

MaxCap is a commercial real estate debt and investment manager providing property-backed finance solutions.

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Thinktank

Secured business loansFirst mortgages

Thinktank provides commercial property finance and specialist lending options for Australian borrowers.

securedfirst mortgagecommercialproperty secured
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Metrics Credit Partners

Secured business loansPrivate lending

Metrics Credit Partners is an Australian private credit manager providing corporate and commercial lending solutions.

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Zagga

Secured business loansFirst mortgages

Zagga provides property-backed private credit and investment lending solutions.

securedfirst mortgagesecond mortgageprivate lendingproperty secured
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Equity-One

Secured business loansFirst mortgages

Equity-One provides private mortgage and secured lending solutions for Australian borrowers.

securedfirst mortgagesecond mortgageprivate lendingproperty secured
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Private Mortgages Australia

Secured business loansFirst mortgages

Private Mortgages Australia focuses on private mortgage-style lending and property-secured business finance scenarios.

securedfirst mortgagesecond mortgageprivate lendingproperty secured
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About Non-Bank Business Lenders

Browse Australian non-bank business lenders and specialist finance companies that may provide alternatives to traditional bank finance. The right product depends on loan purpose, trading history, available security, timeframes, affordability and lender policy. This page is designed as a general research guide for brokers, accountants, referral partners and business owners.

Before applying, compare security requirements, likely documentation, repayment structure, funding speed and whether the facility suits short-term or long-term needs. Product information changes, so users should confirm details directly with lenders.

Frequently asked questions

What is a non-bank business lender?

A non-bank business lender provides business finance outside the traditional major bank lending model.

Are non-bank lenders suitable for every business?

No. Suitability depends on the business, security, trading history, loan purpose and available products.

Does the directory recommend a lender?

No. It provides general information and directory listings only.

Ready to explore your business finance options?

Review the directory, compare relevant lender types, then continue through one simple application form.

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