BizCap
BizCap provides flexible business finance options for Australian SMEs, including fast working capital and secured business lending pathways.
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Secured Business Loans
Secured business loans use property, assets, receivables or other security to support a business finance application.
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Relevant lenders
These lenders are tagged for this category or closely related business finance products.
Prospa
Prospa is an Australian small business lender offering online business finance products for working capital and everyday business needs.
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HomeSec
HomeSec is a specialist business finance provider focused on property-secured lending, including second mortgage and short-term business loan scenarios.
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Moula
Moula offers online business finance for Australian SMEs, with products designed around fast assessment and working capital needs.
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Lumi
Lumi provides business finance options for Australian small businesses, including fast working capital solutions.
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Shift
Shift offers business finance products for Australian SMEs, with a focus on working capital, trade and equipment-related funding needs.
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Banjo Loans
Banjo Loans offers business lending products for Australian SMEs seeking working capital and growth finance.
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Capify
Capify provides small business finance products with an online application pathway for working capital needs.
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OnDeck
OnDeck offers online business loans for SMEs, with a focus on speed, working capital and everyday business funding needs.
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Liberty
Liberty is a diversified lender offering business, commercial, asset and property-secured finance options.
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Pepper Money
Pepper Money is a specialist lender offering a range of property, commercial and asset finance solutions.
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Judo Bank
Judo Bank is a business-focused bank offering SME lending and relationship-led finance options.
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Valiant
Valiant is a business finance marketplace and brokerage-style platform helping SMEs compare funding options.
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GetCapital
GetCapital provides business finance options for SMEs, including working capital and asset-related lending.
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Grow Finance
Grow Finance provides asset finance and business funding solutions for Australian SMEs.
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Assetline
Assetline provides property-backed lending options, including commercial and specialist secured finance.
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Aquamore
Aquamore is a private credit and property finance provider offering commercial and development lending solutions.
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MaxCap
MaxCap is a commercial real estate debt and investment manager providing property-backed finance solutions.
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Thinktank
Thinktank provides commercial property finance and specialist lending options for Australian borrowers.
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Metrics Credit Partners
Metrics Credit Partners is an Australian private credit manager providing corporate and commercial lending solutions.
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Zagga
Zagga provides property-backed private credit and investment lending solutions.
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Equity-One
Equity-One provides private mortgage and secured lending solutions for Australian borrowers.
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Private Mortgages Australia
Private Mortgages Australia focuses on private mortgage-style lending and property-secured business finance scenarios.
View Lender ProfileAbout Secured Business Loans
Secured business loans use property, assets, receivables or other security to support a business finance application. The right product depends on loan purpose, trading history, available security, timeframes, affordability and lender policy. This page is designed as a general research guide for brokers, accountants, referral partners and business owners.
Before applying, compare security requirements, likely documentation, repayment structure, funding speed and whether the facility suits short-term or long-term needs. Product information changes, so users should confirm details directly with lenders.
Frequently asked questions
What can secure a business loan?
Security may include real property, financed assets, invoices, receivables or other business collateral depending on the facility.
Can secured loans be used for working capital?
Yes, some secured business loans are used for working capital, tax debts, supplier payments, bridging or expansion.
Do secured loans take longer?
They can involve valuation, legal and security steps, so timing depends on the transaction.