Shift
Shift offers business finance products for Australian SMEs, with a focus on working capital, trade and equipment-related funding needs.
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Equipment Finance
Equipment finance supports businesses buying or upgrading equipment, vehicles, machinery and tools used for business operations.
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Relevant lenders
These lenders are tagged for this category or closely related business finance products.
ScotPac
ScotPac is a specialist business finance provider known for invoice finance, asset finance and working capital facilities.
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Earlypay
Earlypay provides invoice finance, asset finance and business funding options for Australian businesses.
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Liberty
Liberty is a diversified lender offering business, commercial, asset and property-secured finance options.
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Pepper Money
Pepper Money is a specialist lender offering a range of property, commercial and asset finance solutions.
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Moneytech
Moneytech provides working capital, trade, invoice and equipment finance solutions for Australian businesses.
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Judo Bank
Judo Bank is a business-focused bank offering SME lending and relationship-led finance options.
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Valiant
Valiant is a business finance marketplace and brokerage-style platform helping SMEs compare funding options.
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GetCapital
GetCapital provides business finance options for SMEs, including working capital and asset-related lending.
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Grow Finance
Grow Finance provides asset finance and business funding solutions for Australian SMEs.
View Lender ProfileAbout Equipment Finance
Equipment finance supports businesses buying or upgrading equipment, vehicles, machinery and tools used for business operations. The right product depends on loan purpose, trading history, available security, timeframes, affordability and lender policy. This page is designed as a general research guide for brokers, accountants, referral partners and business owners.
Before applying, compare security requirements, likely documentation, repayment structure, funding speed and whether the facility suits short-term or long-term needs. Product information changes, so users should confirm details directly with lenders.
Frequently asked questions
What is equipment finance?
It is finance used to buy or refinance equipment needed for business operations.
Can new and used equipment be financed?
Many lenders consider both, subject to asset type, age, value and lender criteria.
Is equipment finance suitable for startups?
Approval depends on trading history, asset type, borrower profile and lender policy.